Gracewood Labs, Inc.

LoanPlot is an experiment in making loan calculations more human. Instead of forcing users to fill out rigid forms, it explores smarter input methods---including AI parsing of loan term sheets---to help people understand and compare mortgage scenarios with less friction.

Visit loanplot.com to try it.

Design Philosophy

Most loan calculators ask you to already understand loan math before you can use them. LoanPlot inverts this: give it the information you have (a term sheet, a rough idea, a specific question) and it helps you see the full picture. The goal is financial clarity, not financial complexity.

Key Features

• Scenario comparison --- Build and compare multiple loan configurations side by side
• AI term sheet parsing --- Paste or upload a loan term sheet and let the tool extract the key numbers
• Lifecycle visualization --- See how a loan plays out over time, not just the monthly payment
• Total cost analysis --- Compare total interest, APR, and LTV across scenarios
• Expected tenure modeling --- Understand costs based on how long you actually plan to stay, not just the full loan term

Areas of Exploration

LoanPlot is as much a UI experiment as a financial tool. We're exploring questions like: What if a calculator could read the same documents you're reading? What if comparing loans felt more like laying papers on a table than filling out a spreadsheet?